Accident, Sickness & Unemployment
Accident, sickness and unemployment cover can give you peace of mind knowing that in the event of redundancy, accident or illness you will receive an income to enable you to meet your mortgage payments and your home will not be at risk.
Most standard mortgages do not have any protection insurance included, so it's important to decide what kind of separate cover you need.
Usually payments are made for up to a maximum of 12 months. If you would like to be covered for longer than this you may want to consider taking out income protection.